HomeFinancing
ADVANTAGES OF FINANCING WITH MARLIN
Effective cash flow management is an extremely important element to a successful business - small or large. Equipment financing offers business owners a means to acquire equipment based on an operating budget - not based on capital or cash on hand.
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100% FINANCING - Unlike some loan programs, you can finance 100% of your equipment.
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FLEXIBILITY - As businesses grow and needs change, you will able to add or upgrade equipment at any point during the financing term.
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ASSET MANAGEMENT - Financing provides the use of equipment for specific periods of time at fixed payment. The financing company assumes and manages the risk of equipment ownership. At the end of the term, if you elect to return the equipment, the financing company is responsible for the disposition of the asset.
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TAX ADVANTAGES - There are tax incentives for purchasing new equipment; the amount you save in taxes could be greater than what you pay in the first year of a lease. Their new equipment could make you money from day one!
LOGIC OF FINANCING
|
Can |
Financing |
Cash |
Bank |
|
Acquire equipment with out a substantial cash outlay? |
YES |
NO |
NO |
|
Upgrade or add equipmemt without difficulty? |
YES |
NO |
NO |
|
Match payment to your current cash flow? |
YES |
NO |
NO |
|
Avoid affecting your bank lines of credit? |
YES |
NO |
NO |
|
Get appoval for financing in one day? |
YES |
NO |
NO |
|
Customize your payment plan or even defer payments? |
YES |
NO |
NO |
5 EASY STEPS to Financing with Marlin
Financing with Marlin Equipment Finance is a very simple and easy process. Marlin partners with manufacturers and product resellers in many industries, including: healthcare, telecommunications and office equipment, to provide financing solutions tailored to their specific markets and individual business strategies.
1: SHOP |
2: APPLY |
3: SIGN |
4: RECEIVE |
5: PAY |
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Find the equipment you need for your business. |
Complete a simple credit application. Once the application is complete, we will begin the credit approval process and have an answer to you within two hours. |
Upon approval, the finance documentation package will be completed and sent to you for signature. Once the signed documentation is received, your equipment can be ordered through your vendor. |
Upon receiving your equipment, Marlin will commence the lease. |
Once the lease is commenced, your first invoice will arrive within 30 days and you will be billed monthly for the duration of your finance term. |
